2023年欧洲建筑风险管理报告-英-32页_5mb

Construction Risk Management Europe Report 2023 Summary

Foreword Highlights

The report underscores that construction faces heightened volatility due to climate change, inflation, geopolitical tensions, and supply chain issues. Global investments in infrastructure, energy, and manufacturing are driving growth, but projects are more complex and risky. Mega losses are returning post-COVID, and risks include natural disasters, cyber threats, and design errors leading to significant claims.

Key Challenges

• Eventualities: Larger, lengthier, and more complex projects exacerbate leadership challenges, including natural catastrophes, cyber attacks, supply chain disruptions, and talent shortages.
• Economic Pressures: Inflation, higher interest rates, and recessions strain financial stability.
• Operational Risks: Talent shortages, volatility in lending markets, and supply chain fragility are pressing concerns.

Risk Management Strategies

• Parametric Insurance: Offers fast payouts and flexibility, useful for weather-related risks and filling gaps in traditional cover. Captives can integrate parametric options for better risk transfer.
• Captives: Growing adoption due to hard insurance markets; help manage retentions, achieve economies of scale, and reduce reliance on insurance.

Supply Chain and Climate Change

• Supply Chain Vulnerability: "Generational" risks require enhanced visibility and tech solutions like AI for real-time monitoring and risk prioritization.
• Climate Change: Historical data is unreliable for weather-related risks; forward-looking modeling and projections are essential. New technologies and materials lack data, leading to higher premiums and need for collaborative testing with manufacturers and regulators.

Conference Insights

• Mega losses and supply chain issues were major topics, with experts calling for better risk management and proactive industry collaboration.
• Opportunities for innovation in parametric and captive structures were emphasized to address evolving risks.

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