2015 EU-wide Transparency Exercise Summary
Core Information
- Bank Name: Landeskreditbank Baden-Württemberg-Förderbank
- LEI Code: 0SK1ILSPWNVBNQWU0W18
- Country Code: DE (Germany)
Capital Structure Overview
The document outlines the capital structure of the Landeskreditbank Baden-Württemberg-Förderbank as part of the 2015 EU-wide Transparency Exercise, which is a regulatory initiative to enhance transparency in the European banking sector.
Capital Categories
| Capital Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
COREP Code |
Regulation |
| Own Funds |
3,555 |
3,720 |
CA1 (1) |
Articles 4(118) and 72 of CRR |
| CET1 Capital |
2,986 |
3,214 |
CA1 (1.1.1) |
Article 50 of CRR |
| Capital Instruments Eligible as CET1 Capital |
250 |
250 |
CA1 (1.1.1.1) |
Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR |
| Retained Earnings |
2,414 |
2,464 |
CA1 (1.1.1.2) |
Articles 26(1) point (c), 26(2) and 36(1) points (a) and (f) of CRR |
| Accumulated Other Comprehensive Income |
0 |
0 |
CA1 (1.1.1.3) |
Articles 4(100), 26(1) point (d) and 36(1) point (f) of CRR |
| Other Reserves |
0 |
0 |
CA1 (1.1.1.4) |
Articles 4(117) and 26(1) point (e) of CRR |
| Funds for General Banking Risk |
400 |
530 |
CA1 (1.1.1.5) |
Articles 4(112), 26(1) point (f) and 36(1) point (f) of CRR |
| Transitional Adjustments |
100 |
24 |
CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26) |
Articles 469 to 472, 478 and 481 of CRR |
| Additional Tier 1 Capital |
0 |
0 |
CA1 (1.1.2) |
Article 61 of CRR |
| Tier 2 Capital |
569 |
506 |
CA1 (1.2) |
Article 71 of CRR |
Capital Ratios
| Capital Ratio |
As of 31/12/2014 |
As of 30/06/2015 |
| CET1 Capital Ratio |
14.17% |
14.77% |
| Tier 1 Capital Ratio |
14.17% |
14.77% |
| Total Capital Ratio |
16.87% |
17.09% |
Risk Exposure Amounts
The bank's total risk exposure amounts are also provided for the 2015 exercise.
| Risk Exposure Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
21,073 |
21,761 |
Breakdown of Risk Exposure
- Credit Risk: 19,733 (31/12/2014) | 20,463 (30/06/2015)
- Securitisation and Re-securitisations (Banking Book): 63 (both dates)
- Contributions to the Default Fund of a CCP: 0 (both dates)
- Other Credit Risk: 19,670 (31/12/2014) | 20,400 (30/06/2015)
- Market Risk (Foreign Exchange and Commodities): 0 (both dates)
- Credit Valuation Adjustment: 661 (31/12/2014) | 666 (30/06/2015)
- Operational Risk: 678 (31/12/2014) | 631 (30/06/2015)
Notes on Risk Exposure
- Risk exposure amounts include hedges that are not securitisation positions, as per Article 338.3 of CRR.
- The values represent original exposures, not adjusted for credit conversion factors or mitigation techniques.
Country-Specific Risk Exposure Data
Germany
| Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
21,073 |
21,761 |
| Standardised Total |
21,494 |
23,549 |
Austria
| Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
424 |
332 |
| Standardised Total |
424 |
332 |
Netherlands
| Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
355 |
508 |
| Standardised Total |
355 |
508 |
United Kingdom
| Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
462 |
876 |
| Standardised Total |
462 |
876 |
France
| Category |
As of 31/12/2014 (EUR) |
As of 30/06/2015 (EUR) |
| Total Risk Exposure Amount |
299 |
663 |
| Standardised Total |
299 |
663 |
Summary of Key Points
- The Landeskreditbank Baden-Württemberg-Förderbank is a German bank participating in the 2015 EU-wide Transparency Exercise.
- The bank's capital structure shows an increase in own funds and CET1 capital from 2014 to 2015.
- The CET1 capital ratio increased from 14.17% to 14.77%, indicating improved capital adequacy.
- The total capital ratio increased slightly from 16.87% to 17.09%.
- The bank's total risk exposure increased from 21,073 EUR in December 2014 to 21,761 EUR in June 2015.
- The risk exposure breakdown highlights that credit risk remains the largest component, with a small increase in exposure values.
- The document includes country-specific risk exposure data for Germany, Austria, the Netherlands, the United Kingdom, and France.
- The risk exposure data is based on the Standardised Approach and includes original exposures before adjustments for credit conversion factors or mitigation techniques.
