EBA欧洲银行-CY_CXUHEGU3MADZ2CEV7C11_TR_2017_14页_1mb
报告摘要
2017 EU-wide Transparency Exercise Summary - Hellenic Bank Public Company Ltd
Core Information
- Bank Name: Hellenic Bank Public Company Ltd
- LEI Code: CXUHEGU3MADZ2CEV7C11
- Country Code: CY (Cyprus)
- Exercise Period: 2017 EU-wide Transparency Exercise
Own Funds and Capital Ratios (Transitional Period)
Own Funds
- Total Own Funds (As of 31/12/2016): 645 mln EUR
- Total Own Funds (As of 30/06/2017): 614 mln EUR
CET1 Capital
- CET1 Capital (As of 31/12/2016): 518 mln EUR
- CET1 Capital (As of 30/06/2017): 486 mln EUR
Components of CET1 Capital
| Code |
Description |
2016 |
2017 |
| A.1.1 |
Capital instruments eligible as CET1 Capital |
615 |
615 |
| A.1.2 |
Retained earnings |
-357 |
-383 |
| A.1.3 |
Accumulated other comprehensive income |
21 |
39 |
| A.1.4 |
Other Reserves |
260 |
260 |
| A.1.7 |
Adjustments to CET1 due to prudential filters |
0 |
-10 |
| A.1.8 |
Intangible assets (including Goodwill) |
-26 |
-33 |
| A.1.9 |
DTAs that rely on future profitability |
-8 |
-12 |
| A.1.21.3 |
Other transitional adjustments to CET1 Capital |
14 |
9 |
Tier 1 Capital
- Tier 1 Capital (As of 31/12/2016): 637 mln EUR
- Tier 1 Capital (As of 30/06/2017): 609 mln EUR
Tier 2 Capital
- Tier 2 Capital (As of 31/12/2016): 9 mln EUR
- Tier 2 Capital (As of 30/06/2017): 5 mln EUR
Capital Ratios (Transitional Period)
| Ratio |
2016 |
2017 |
| Common Equity Tier 1 Capital Ratio |
13.83% |
13.88% |
| Tier 1 Capital Ratio |
17.01% |
17.40% |
| Total Capital Ratio |
17.24% |
17.55% |
Fully Loaded CET1 Capital
- CET1 Capital (Fully loaded, 2016): 504 mln EUR
- CET1 Capital (Fully loaded, 2017): 477 mln EUR
- CET1 Capital Ratio (Fully loaded, 2016): 13.45%
- CET1 Capital Ratio (Fully loaded, 2017): 13.63%
Leverage Ratio
| Definition |
As of 31/12/2016 |
As of 30/06/2017 |
| Tier 1 Capital - Transitional |
637 mln EUR |
609 mln EUR |
| Tier 1 Capital - Fully phased-in |
633 mln EUR |
606 mln EUR |
| Total Leverage Ratio Exposures (Transitional) |
7,272 mln EUR |
6,914 mln EUR |
| Total Leverage Ratio Exposures (Fully phased-in) |
7,269 mln EUR |
6,911 mln EUR |
| Leverage Ratio (Transitional) |
8.8% |
8.8% |
| Leverage Ratio (Fully phased-in) |
8.7% |
8.8% |
Risk Exposure Amounts
| Risk Type |
As of 31/12/2016 |
As of 30/06/2017 |
| Credit Risk |
3,744 mln EUR |
3,497 mln EUR |
| Market Risk |
9 mln EUR |
5 mln EUR |
| Operational Risk |
461 mln EUR |
461 mln EUR |
Market Risk
- Traded Debt Instruments: 9 mln EUR (2016), 4 mln EUR (2017)
- Equities: 1 mln EUR (2016), 1 mln EUR (2017)
- Foreign Exchange Risk: 0 mln EUR
- Commodities Risk: 0 mln EUR
- Total Market Risk Exposure Amount: 9 mln EUR (2016), 5 mln EUR (2017)
Credit Risk - Standardised Approach
Consolidated Data (Cyprus)
| Risk Type |
As of 31/12/2016 |
As of 30/06/2017 |
| Original Exposure |
9,345 mln EUR |
8,991 mln EUR |
| Exposure Value |
9,345 mln EUR |
8,991 mln EUR |
| Risk Exposure Amount |
3,271 mln EUR |
3,031 mln EUR |
| Value Adjustments and Provisions |
1,539 mln EUR |
1,419 mln EUR |
Other Countries
| Risk Type |
As of 31/12/2016 |
As of 30/06/2017 |
| Original Exposure |
0 mln EUR |
0 mln EUR |
| Exposure Value |
0 mln EUR |
0 mln EUR |
| Risk Exposure Amount |
0 mln EUR |
0 mln EUR |
| Value Adjustments and Provisions |
0 mln EUR |
0 mln EUR |
Germany
| Risk Type |
As of 31/12/2016 |
As of 30/06/2017 |
| Original Exposure |
0 mln EUR |
0 mln EUR |
| Exposure Value |
0 mln EUR |
0 mln EUR |
| Risk Exposure Amount |
0 mln EUR |
0 mln EUR |
| Value Adjustments and Provisions |
0 mln EUR |
0 mln EUR |
Profit and Loss (P&L)
| Item |
As of 31/12/2016 |
As of 30/06/2017 |
| Interest Income |
185 mln EUR |
85 mln EUR |
| Interest Expenses |
38 mln EUR |
19 mln EUR |
| Net Fee and Commission Income |
53 mln EUR |
24 mln EUR |
| Gains or Losses on Derecognition |
17 mln EUR |
3 mln EUR |
| Net Operating Income |
237 mln EUR |
122 mln EUR |
| Administrative Expenses |
130 mln EUR |
69 mln EUR |
| Depreciation |
6 mln EUR |
4 mln EUR |
| Impairment or Reversal of Impairment |
122 mln EUR |
79 mln EUR |
| Profit or Loss Before Tax |
-15 mln EUR |
-29 mln EUR |
| Profit or Loss After Tax |
-65 mln EUR |
-26 mln EUR |
Key Information and Notes
- Transitional Adjustments: Used in the calculation of CET1 and Tier 1 capital.
- Regulations: Based on Articles 4(118), 72, and others of the CRR (Capital Requirements Regulation).
- Risk Exposure: Includes credit, market, and operational risks.
- Value Adjustments and Provisions: Reflect adjustments made to exposure values.
- Securitisation Exposures: Excluded from value adjustments and provisions.
- Leverage Ratio: Calculated using both transitional and fully phased-in definitions of Tier 1 capital.
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