皮尤-经济问题是美国成年人居住在多代同堂家庭的首要原因（英）-2022.3-39页_577kb

Summary of "Financial Issues Top the List of Reasons U.S. Adults Live in Multigenerational Homes"

Core Content

This report from the Pew Research Center, released in March 2022, examines the rise of multigenerational households in the U.S. and the reasons behind this trend. It highlights the growing prevalence of such households, especially among younger adults and specific demographic groups, and explores the financial and emotional impacts of this living arrangement.

Key Findings

1. Rise in Multigenerational Living

• The number of U.S. residents in multigenerational households has quadrupled since 1971, reaching 59.7 million in March 2021.
• The share of the U.S. population in multigenerational households has more than doubled, from 7% in 1971 to 18% in 2021.
• Young adults (ages 25–29) are the most likely to live in multigenerational households, with 31% of this group in such arrangements.

2. Demographics of Multigenerational Households

• Men ages 25–29 are more likely than women in the same age group to live in multigenerational homes (37% vs. 26%).
• Asian, Black, and Hispanic Americans are more likely than White Americans to live in multigenerational households.
• Immigrants are more likely than U.S.-born individuals to live in multigenerational homes (26% vs. 17%).
• Geographic differences exist: Americans in Western states are more likely to live in multigenerational households (21%) than those in the Midwest (14%), South (19%), or Northeast (19%).
• Young adults (18–34) are more likely to live with parents than previous generations, especially those with high school education.

3. Reasons for Living in Multigenerational Homes

• Financial issues are the top reason cited by U.S. adults for living in multigenerational homes.
• Caregiving is also a major reason, with 28% of adults in such households citing it as a key factor.
• Other reasons include: being used to this arrangement (28%), a change in relationship status (15%), and companionship (12%).
• 13% of adults cite the coronavirus pandemic as a factor.

4. Financial and Emotional Impact

• Lower-income adults are more likely to say that multigenerational living helps them financially (50%), compared to 36% of middle-income and 24% of upper-income adults.
• Unemployed individuals are less likely to be poor if they live in multigenerational households (11% vs. 19%).
• People with disabilities that limit their ability to work are also less likely to be poor in such households (16% vs. 27%).
• About a quarter of adults in multigenerational households say the experience is stressful all or most of the time, while over half find it convenient or rewarding.

5. Generational Differences

• Younger adults (ages 25–39) are more likely than older adults (40+) to find multigenerational living stressful (31% vs. 18%).
• Younger adults are more likely to say that the arrangement is the one they've always had (43% vs. 64%).
• Parents living with adult children are more likely to see the arrangement as positive (60%) than adult children living with their parents (52%).
• Adults living with parents are more likely to report stress (31%) than parents living with adult children (18%).

Main Points

• Multigenerational living is on the rise in the U.S., especially among younger adults, immigrant populations, and minority groups.
• Financial hardship is the primary motivator for living in multigenerational homes.
• These households provide financial protection against poverty, particularly for lower-income, unemployed, and disabled individuals.
• There are significant generational and gender differences in the perception of multigenerational living.
• The emotional experience of multigenerational living is mixed, with stress and reward both being common.

Key Statistics

• 40% of men ages 25–29 live in multigenerational households.
• 31% of young adults (ages 25–29) live in multigenerational homes.
• 18% of the U.S. population lives in multigenerational households.
• 50% of lower-income adults say multigenerational living helps them financially.
• 11% of unemployed individuals in multigenerational households are poor, compared to 19% in other households.
• 13% of adults cite the coronavirus pandemic as a reason for living in multigenerational homes.
• 23% of adults in multigenerational households say they personally provide care for another adult or child.
• 26% of adults in multigenerational households say the experience is neither positive nor negative.
• 47% of upper-income adults in multigenerational households see the arrangement as temporary, while 35% of middle-income and 31% of lower-income adults do so.
• 71% of upper-income adults in multigenerational households find it positive, compared to 59% of middle-income and 50% of lower-income adults.

Conclusion

Multigenerational households are becoming more common in the U.S., driven largely by financial necessity, caregiving needs, and demographic shifts. While the financial benefits are clear, especially for lower-income, unemployed, and disabled individuals, the emotional experience varies by age, gender, and income. This trend reflects broader societal changes, including delayed independence among young adults and the influence of immigrant and minority communities on family structures.